Legal
Terms of Service
Please read these terms carefully before using Cost of Parenting.
Last updated: September 7, 2026
1. Agreement
By accessing or using Cost of Parenting (“the Service,” “Company,” “we,” “us,” or “our”), you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Service.
2. The Service
Cost of Parenting provides localized parenting cost tools, including city baselines, age-band multipliers, multi-year outlook forecasts, and related location insights for the United States.
The Service is free to use and does not require an account. It is supported by advertising (including Google AdSense) and disclosed affiliate and lead-generation partnerships. The Service is provided for informational purposes only. It is not legal, financial, childcare, insurance, or professional advice. You are responsible for verifying information independently before making decisions.
3. Acceptable use
You agree not to:
- Use the Service for unlawful, harmful, or fraudulent purposes
- Scrape, crawl, or bulk-download content without written permission
- Reverse engineer, resell, or commercially redistribute our reports without consent
- Interfere with the operation of the Service or other users' access
4. Data accuracy and disclaimers
Neighborhood scores and summaries are generated from third-party data, models, and heuristics. Data may be incomplete, estimated, outdated, or unavailable for some locations. We do not warrant that any report is accurate, complete, or suitable for your specific situation.
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
5. Intellectual property
The Service, including its design, text, graphics, software, and branding, is owned by Cost of Parenting or its licensors and is protected by applicable intellectual property laws. You receive a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial research unless we agree otherwise in writing.
6. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, COST OF PARENTING AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.
OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS OR THE SERVICE WILL NOT EXCEED USD $100.
7. Indemnification
You agree to indemnify and hold harmless Cost of Parenting from claims, damages, and expenses arising from your misuse of the Service or violation of these Terms.
8. Termination
You may stop using the Service at any time. We may suspend or terminate access if you breach these Terms or if we discontinue the Service. Sections that by their nature should survive termination will survive.
9. Governing law
These Terms are governed by the laws of the United States and the State of Texas, without regard to conflict-of-law principles. Disputes will be brought in the state or federal courts located in Texas, unless applicable law requires otherwise.
10. Changes
We may update these Terms from time to time. Material changes will be posted on this page with an updated date. Continued use after changes take effect constitutes acceptance.
11. Contact
Cost of Parenting
Email: support@costofparenting.com